This chapter was about creating a budget and how to write a budget proposal. I’m not great with budgets, so this chapter really highlighted some important aspects that I need to focus on. One main aspect was about organizing liability insurance, staff costs, income/expenses, and pretty much all financial transactions the organization has with others. The goal of this is to essentially write a money-oriented story of your organization. This allows investors to see where your programs align within your budget as well as if you under/overspend. The second main point is that the budget isn’t just a formality. Investors regularly check to make sure that organizations are sticking to their budget, especially when they know that their money is involved. A third point in this chapter that I found interesting was about the wiggle room that organizations have while crafting their budgets. A miscellaneous section allows an organization to put extra money aside in case of emergencies or if they undershot the expenses of their program. Donated goods and volunteer time are also included within the budget. As these goods and volunteers are unpaid, they don’t have a value within the budget, but funders want to see it nonetheless. It’s important to remember that everything, no matter how small, goes into the budget. If the organization needs an eraser for .99 cents, it goes into the budget. The biggest takeaway from this chapter is to really flesh out the budget. Everything is important and you can’t skimp on details when it comes to finances. Funders will find out if you missed any details, so it’s best to just be thorough and include everything that your organization does/needs.